Reliable & Easy to Use

  • Can be quickly and easily accessed from any web-browser using a secure login; no hardware specifications, network infrastructure, or software installation required

  • Offers instant assistance when needed using screen-sensitive “help”

  • Supports widely used eXtensible Markup Language (XML) as well as http post integration, for easy integration into most payment environments

  • Supports a variety of peripherals, including mag-stripe readers, PIN pads and receipt printers


  • Efficient & Cost-Effective

  • Processes transactions quickly when using a high-speed Internet connection

  • Can be quickly and easily accessed from any web-browser using a secure login; no hardware specifications, network infrastructure, or software installation are required

  • Leverages your existing PCs and Internet connections, eliminating the expense of investing in dedicated payment terminals and telephone lines

  • Processes transactions in as little as three seconds over an always on, high-speed Internet connection

  • Enables you to process authorizations at the time of sale, but submit transactions for settlement at a later date, without re-keying the transaction data – ideal for MO/TO or delayed delivery environments


  • Powerful, Secure Data Management

  • Fully-hosted solution by Elavon minimizes your security liability and ensures card association regulations and standards are met

  • Allows you to establish business rules for e-commerce transactions that fall outside your normal business patterns – flagging transactions by type, value, or other criteria – and “pending” those that need further review

  • Allows you to limit which computers users can access the user interface from, helping to ensure unauthorized users do not gain access to your account

  • Exports comma separated value (CSV) data into other applications for further analysis or tracking

  • Maintains a detailed, 12-month history and supplies powerful, easy-to-use tools to identify trends and analyze transactions over time

  • Employs the latest SSL certificate encryption technologies to ensure transactions are processed in a safe and secure manner

  • Can be easily configured to ensure users only view and have access to appropriate data and reports


  • Versatile & Flexible

  • Turns any web-browser into a virtual payment solution in physical (face-to-face), mail order / telephone order (MO/TO) and e-commerce environments

  • Integrates “Buy Button” functionality easily and affordably with your shopping cart to securely process e-commerce transactions

  • Processes a full array of payment types – credit, PIN-based debit, electronic benefits transfer (EBT), electronic check and gift card

  • Supports dynamic currency conversion (DCC) in both physical and e-commerce environments – enabling customers to make purchases in U.S. dollars or their home currency, and providing your business a new source of revenue

  • Supports real-time processing and also features a highly efficient multiple-entry mode for key entering a series of non-real-time transactions

  • Accommodates up to 5,000 users and Merchant IDs and easily scales over time, making VirtualMerchant ideal for any size business and any number of locations

  • Allows smaller businesses to leverage existing PCs to handle all their accounting, inventory management, and payment processing needs

  • Eliminates need for software upgrades, which are provided as part of the hosted service

  • Supports a variety of peripherals, including magnetic stripe readers, PIN pads and receipt printers

  • Makes it easier for your international customers to do business with you by utilizing our currency conversion solutions