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Electronic Check Service

It’s Your Money... Why Wait For It? .

Get Faster Access to Funds, Minimize Risk, and Reduce Costs

If you’re like most merchants, check acceptance is a necessary, but burdensome part of conducting business.

Now, thanks to Elavon’s Electronic Check Service (ECS), you can continue offering your customers the option of paying by check, while dramatically reducing the risk and cost associated with accepting those checks.

ECS converts all paper checks – consumer and business – into safe, efficient electronic transactions. By submitting checks through the same system that you use to authorize credit cards, you can significantly lower costs and enrich your cash flow.

Flexible Service Options

With ECS, you have a choice of flexible service levels to choose from, specifically matched to meet your business needs.

Conversion w/ Guarantee

  • Guarantees the funds & converts the check to an electronic transaction
  • Merchant shifts the risk of returned items to the guarantor

  • Conversion w/ Verification

  • Verifies that the check is currently “good” & converts the check to an electronic transaction
  • Merchant retains the risk of returned items

  • Conversion w/ Verification & Collections

  • Offers the advantage of Conversion w/ Verification and utilizes a third party provider for collection efforts
  • Merchant retains the risk of returned items

  • No More Hassles

    With ECS, accepting checks has never been so convenient. Utilizing our Conversion with Guarantee service, once the check is imaged, you never have to touch it again. Gone are manual check reconciliations, deposit preparation, time-consuming trips to the bank, and returned items. It’s that easy.